Insurance Certificate Tracking

Know before any policy lapses.

Insurance certificates expire quietly. Termora tracks every policy expiry, sends your team reminders well before the date, and logs the document so you always have proof on hand.

Start tracking policies

First month $1. Set up in under 30 minutes.

30+
Policy types tracked
90d
Earliest alert
0
Compliance gaps

The problem

Why insurance tracking breaks down

Expiry dates are in the document, not on anyone's calendar

Somebody files the certificate. Nobody extracts the date. Nobody sets a reminder. The policy lapses and nobody finds out until a client asks for a current COI.

Vendor and subcontractor certificates are your responsibility too

Requiring COIs from vendors and subs is not enough if nobody tracks whether they stay current. An expired vendor certificate is your liability exposure.

Manual tracking doesn't scale past a handful of policies

A spreadsheet with 10 rows is manageable. 50 is chaotic. 200 is a compliance risk waiting to happen.

How Termora fixes it

Everything you need. Nothing you don't.

Policy register

Store every certificate — COI, E&O, cyber, workers comp — with expiry date, carrier, and coverage amount.

Expiry reminders

Automated email reminders at 90, 30, 14, and 7 days before expiry so renewals are never rushed.

Document attachment

Attach the actual certificate to the record. Always know where to find the current version.

Vendor certificate tracking

Track your vendors' and subcontractors' insurance separately. See at a glance who is current and who needs to renew.

What you get

Every plan includes what actually matters.

  • Automated deadline reminders — 90, 30, 14, 7, and 1 day out
  • Notice period calculation built in — not just the expiration date
  • AI reads PDFs and pulls dates automatically
  • Owner assignment and backup on every item
  • Full audit trail and activity log

$1

first month

  • Unlimited contracts tracked
  • Automated email reminders
  • AI PDF extraction
  • Team invites included
  • No setup fees
Start tracking policies

First month $1. Set up in under 30 minutes.

“We had six vendor policies expire in the same quarter. After Termora, we've had zero lapses in 18 months.”

Diana P.

Risk Manager, construction firm

Ready to never miss another deadline?

Join teams who stopped paying for contracts they forgot about and stopped missing deadlines that cost them.

Start tracking policies

First month $1. Set up in under 30 minutes.